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"Cultural differences should not separate us from each other, but rather cultural diversity brings a collective strength that can benefit al

"This is harder than I thought." - Me (Phil)

"Choose a job you love, and you will never have to work a day in your life." – Confucius

"People may hear your words, but they feel your attitude." – John C. Maxwell

“Age is an issue of mind over matter. If you don’t mind, it doesn’t matter.” - Mark Twain.

“The hallmark of successful people is that they are always stretching themselves to learn new things…” - Carol Dweck, American Psychologis

“It doesn't matter how many times you fail. It doesn't matter how many times you almost get it right. No one is going to know or care about

"Why is it I always get my best ideas while shaving?" – Albert Einstein Shaving, wet or dry? I have been shaving for decades. Shaving...

"I'll Be Back."

"We are facing a demographic winter. The birth rate is falling, and the consequences will be profound." - Phillip Longman

“Where there is no standard there can be no Kaizen.” - Taiichi Ohno, Father of the Toyota Production System.

"The only way to do great work is to love what you do." - Steve Jobs

"With Bilt, for the first time, you get rewarded for paying your rent instead of lighting your money on fire," - Bilt Rewards founder and

"Budgeting your money is the key to having enough." - Elizabeth Warren

"A budget is telling your money where to go instead of wondering where it went." - Dave Ramsey

"Are its business practices worse than others? Probably, but where do you draw that line? Can you guarantee every part of every product you

"You must be very patient, very persistent. The world isn’t going to shower gold coins on you just because you have a good idea." - Herb K

"We innovate by starting with the customer and working backwards." - Jeff Bezos

"He aha te mea nui o te ao? He tangata, he tangata, he tangata." "What is the most important thing in the world? It is people, it is people.

"Decent, affordable housing should be a basic right for everybody in this country. The reason is simple: without stable shelter, everything